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Payday Lending: Is It An Essential Service?
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Payday lending is a thriving business. In further than 180 million deals, companies throughout the country give further than$ 40 billion in payday loans, or high- cost, short- term loans backed with a borrower’s coming stipend.


A payday loan enables a borrower to postdate a check or approve an electronic money transfer for the amount of the loan plus costs. In exchange, the lender agrees not to cash the check until a later date, usually the following payday of the borrower. The borrower has two options: pay the debt on time or allow the check to be cashed. In certain areas, the borrower can extend the loan by paying a fee to use an invoice generator to prolong the loan.


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Payday Lending: Is It An Essential Service?
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