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Naira circle
Naira circle

Forum for Investment, Money Matters, Stocks, Job, Economy, Business, Invention, Startup, Climate Change, Sport, Music, Politics, Relationship, Family, Gossip, Game, Phones, Travel, Service, SEO, Websites, Realestate.

https://nairacircle.com
How to Start a Business in Dubai
How to Start a Business in Dubai

Welcome to our comprehensive guide to finding the perfect business consultant in Dubai. Whether you're a start-up looking for expert advice or an established company seeking fresh perspectives, choosing the right business consultant can make a significant difference in your success. In this guide, we will walk you through the essential steps and considerations to help you make an informed decision. Understanding Your Needs Before you begin your search for a business consultant, it's crucial to identify your specific needs. Are you looking for guidance in strategy development, financial management, market analysis, or operational efficiency? Clearly defining your objectives will enable you to narrow down your search and find a consultant with expertise in your required areas. Researching Potential Consultants Finding the right consultant involves thorough research. Start by exploring reputable consultancy firms in Dubai and review their websites, client testimonials, and case studies. Look for consultants with a proven track record of success in industries relevant to your business. Additionally, consider attending industry events and networking to gather recommendations and insights from peers. Evaluating Expertise and Experience Expertise and experience are key factors when selecting a business consultant. Look for consultants who have a deep understanding of Dubai's business landscape, regulations, and cultural nuances. A consultant with a diverse portfolio and experience working with businesses of various sizes can provide valuable insights tailored to your needs. Checking Credentials and References To ensure the credibility of a business consultant, it's essential to check their credentials and references. Verify their certifications, affiliations, and memberships in relevant professional organizations. Contact their past clients to inquire about their experiences and the results achieved through the consultant's guidance. Conducting In-Depth Interviews Narrow down your list of potential consultants and conduct in-depth interviews with each candidate. During the interviews, discuss your goals, challenges, and expectations. Pay attention to their communication skills, problem-solving approach, and their ability to align with your company's values and vision. Proposal and Contract Review After the interviews, request detailed proposals from the shortlisted consultants. A comprehensive proposal should outline the consultant's understanding of your needs, their proposed strategies, expected outcomes, and a breakdown of costs. Review the proposals carefully and ensure all terms are transparent before signing any contract. Collaborative Approach Effective collaboration is essential for a successful partnership with your chosen consultant. Foster an open and communicative relationship, where both parties share insights, updates, and feedback regularly. This synergy will contribute to the achievement of your business goals. Monitoring Progress and Results Once the consultancy engagement begins, closely monitor the progress and results. Set measurable milestones and KPIs to track the consultant's impact on your business. Regularly review the achieved outcomes and discuss any necessary adjustments to the strategies. In conclusion, finding the right business consultant in Dubai requires meticulous research, evaluation, and collaboration. By following these comprehensive steps, you can confidently choose a consultant who aligns with your goals and helps drive your business toward success. Remember, a successful consultancy partnership is built on clear communication, mutual respect, and a shared commitment to achieving outstanding results.

Dissertation Proofreading Professionals in UAE
Dissertation Proofreading Professionals in UAE

ProofreadingAE is your go-to destination for top-notch dissertation proofreading services in UAE. We take great pride in our team of dedicated experts who are committed to transforming your thesis paper into an enjoyable and polished masterpiece. Our deliverables are uniquely standardized to further bolster your confidence in our capabilities. We are not just satisfied with satisfaction, we aim to exceed your expectations with our exceptional service.Contact our team to handle your assignments while you continue to savor the finer aspects of life.

How to Find the Right Business Consultant in Dubai
How to Find the Right Business Consultant in Dubai

Welcome to our comprehensive guide to finding the perfect business Setup in Dubai. Whether you're a start-up looking for expert advice or an established company seeking fresh perspectives, choosing the right business consultant can make a significant difference in your success. In this guide, we will walk you through the essential steps and considerations to help you make an informed decision.Understanding Your NeedsBefore you begin your search for a business consultant, it's crucial to identify your specific needs. Are you looking for guidance in strategy development, financial management, market analysis, or operational efficiency? Clearly defining your objectives will enable you to narrow down your search and find a consultant with expertise in your required areas.Researching Potential ConsultantsFinding the right consultant involves thorough research. Start by exploring reputable consultancy firms in Dubai and review their websites, client testimonials, and case studies. Look for consultants with a proven track record of success in industries relevant to your business. Additionally, consider attending industry events and networking to gather recommendations and insights from peers.Evaluating Expertise and ExperienceExpertise and experience are key factors when selecting a business consultant. Look for consultants who have a deep understanding of Dubai's business landscape, regulations, and cultural nuances. A consultant with a diverse portfolio and experience working with businesses of various sizes can provide valuable insights tailored to your needs.Checking Credentials and ReferencesTo ensure the credibility of a business consultant, it's essential to check their credentials and references. Verify their certifications, affiliations, and memberships in relevant professional organizations. Contact their past clients to inquire about their experiences and the results achieved through the consultant's guidance.Conducting In-Depth InterviewsNarrow down your list of potential consultants and conduct in-depth interviews with each candidate. During the interviews, discuss your goals, challenges, and expectations. Pay attention to their communication skills, problem-solving approach, and their ability to align with your company's values and vision.Proposal and Contract ReviewAfter the interviews, request detailed proposals from the shortlisted consultants. A comprehensive proposal should outline the consultant's understanding of your needs, their proposed strategies, expected outcomes, and a breakdown of costs. Review the proposals carefully and ensure all terms are transparent before signing any contract.Collaborative ApproachEffective collaboration is essential for a successful partnership with your chosen consultant. Foster an open and communicative relationship, where both parties share insights, updates, and feedback regularly. This synergy will contribute to the achievement of your business goals.Monitoring Progress and ResultsOnce the consultancy engagement begins, closely monitor the progress and results. Set measurable milestones and KPIs to track the consultant's impact on your business. Regularly review the achieved outcomes and discuss any necessary adjustments to the strategies.In conclusion, finding the right business consultant in Dubai requires meticulous research, evaluation, and collaboration. By following these comprehensive steps, you can confidently choose a consultant who aligns with your goals and helps drive your business toward success. Remember, a successful consultancy partnership is built on clear communication, mutual respect, and a shared commitment to achieving outstanding results.

fisker inc
fisker inc

Fisker is an American electric vehicle (EV) company

https://fiskerinc.com
Best Seo Company
Best Seo Company

CouchDeck: Your Path to Digital Success! We're the best SEO company in Navi Mumbai, dedicated to elevating your online presence. Our expert team crafts tailored strategies that drive traffic, boost rankings and amplify brand visibility. Let's optimize your journey to the top together!

Empowering Minds with Quality Education: Exploring Leads Education
Empowering Minds with Quality Education: Exploring Leads Education

In today's fast-paced world, access to quality healthcare has become essential to our lives. The emergence of urgent care centers has redefined how medical services are delivered, offering unparalleled convenience, efficiency, and comprehensive care. This article delves into critical care, exploring its benefits and shedding light on why it has become a premier medical urgent care service.The Rise of Urgent Care Centers  Meeting Immediate Healthcare NeedsUrgent care facilities have arisen as a vital component within the healthcare network, serving individuals in need of swift medical care that falls short of warranting an emergency room visit. These centers are aptly prepared to address an extensive array of medical issues that are not life-threatening in nature, encompassing minor injuries, infections, and illnesses.Extended Hours and AccessibilityOne of the standout advantages of urgent care centers is their extended operating hours. Unlike traditional medical facilities that adhere to regular office hours, urgent care centers often stay open well into the evening and on weekends. This accessibility ensures that patients can seek medical attention at a time that suits their schedules without needing appointments.Unveiling the Benefits Reduced Waiting TimesIn contrast to hospital emergency rooms, where waiting times can be frustratingly long, urgent care centers pride themselves on minimal wait times. Patients can receive the care they need promptly, leading to a more efficient and streamlined healthcare experience.Cost-Effective CareUrgent care centers provide an economical alternative to emergency room visits for non-severe medical issues. The cost-effectiveness of these centers is a result of their focus on delivering targeted care without the overhead expenses associated with hospital emergency departments. Comprehensive ServicesDespite their focus on prompt care, urgent care centers offer a comprehensive array of medical services. From diagnostic tests and X-rays to minor surgical procedures and vaccinations, these centers have the capability to address a diverse range of medical needs under one roof. Board-Certified ProfessionalsUrgent care centers are staffed by qualified and experienced medical professionals, including board-certified physicians, nurses, and technicians. This expertise ensures that patients receive the best care that meets medical standards.The Convenience Quotient No Appointments NecessaryOne of the most significant conveniences offered by urgent care centers is the absence of appointment requirements. Patients can simply walk in whenever they require medical attention, eliminating the need to plan or wait for an available slot.Location AccessibilityUrgent care centers are strategically located in various neighborhoods, making them easily accessible to a wide range of individuals. This proximity ensures that medical care is never too far away, promoting a sense of security and prompt attention. Empowering Patients with Information Health and Wellness EducationIn addition to providing immediate medical care, many urgent care centers emphasize patient education. They offer resources and guidance on preventive measures, healthy lifestyle choices, and managing chronic conditions. This empowerment equips patients with the knowledge to make informed decisions about their well-being. A Final Word. The landscape of healthcare is continually evolving, and urgent care centers have emerged as a dynamic and indispensable component. These centers offer a unique blend of convenience, efficiency, and comprehensive care, catering to the diverse medical needs of individuals. With their extended hours, minimal wait times, and qualified medical professionals, urgent care centers are redefining medical services that are accessed and experienced. As we navigate the complexities of modern life, the existence of such centers underscores our collective commitment to accessible and top-notch healthcare.

EN YAKIN HURDACI
EN YAKIN HURDACI

Elbette, size en yakın hurdacı firmamızı tanıtmaktan mutluluk duyarım.Hizmetlerimiz:Hurda Bakır Alımı: En yakın hurdacı firmamız, hurda bakır alımı konusunda uzmandır. Her türlü bakır hurdasını kabul ediyoruz, bu arada bakır kablolar, borular, levhalar ve daha fazlası.Hurda Demir Alımı: Hurda demir alımı konusunda da hizmet veriyoruz. Hurda demirinizi en iyi fiyatlarla değerlendiriyoruz.Hurda Alüminyum Alımı: Alüminyum hurdası satmak istiyorsanız, size en yakın hurdacı olarak, alüminyum hurdası alımı konusunda yardımcı olabiliriz. Alüminyumun geri dönüşümü, çevre için önemlidir ve bu sürece katkı sağlamaktan gurur duyuyoruz.Hurda Kablo Alımı: Kablo hurdalarınızı da kabul ediyoruz. Kullanılmayan veya eski kabloların geri dönüşümü, hem çevre dostu bir uygulama hem de ekonomik açıdan faydalıdır.Adresten Hurda Alımı: Size en yakın hurdacı firması olarak, hurda malzemelerinizi evinizden veya işyerinizden alabiliriz. Size uygun bir tarih ve saatte hurda alımı sağlıyoruz.HURDACINeden Bizi Tercih Etmelisiniz?Yerel ve Hızlı Hizmet: En yakın hurdacı olarak, hızlı ve yerel bir hizmet sunuyoruz. Malzemelerinizi kolayca bize satabilirsiniz.Rekabetçi Fiyatlar: Adil ve rekabetçi fiyatlar sunuyoruz. Hurda malzemelerinizi en iyi değeri elde etmeniz için çalışıyoruz.Çevre Dostu: Hurda malzemelerin geri dönüşümü, çevre koruma açısından büyük önem taşır. Biz de bu sürece katkı sağlamaktan mutluluk duyuyoruz.Profesyonel ve Güvenilir: Profesyonel bir ekip tarafından yönetiliyoruz ve güvenilir bir hurdacı hizmeti sunuyoruz.Eğer hurda bakır, hurda demir, hurda alüminyum, hurda kablo satmak veya adresten hurda alımı yapmak isterseniz, lütfen bizimle iletişime geçin. Size en yakın hurdacı firması olarak, ihtiyaçlarınıza hızlı ve etkili bir şekilde cevap vermek için buradayız.Bakırköy'de bulunan hurdacı firmanızı tanıtmaktan memnuniyet duyarım.Hizmetlerimiz:Hurda Bakır Alımı: Bakırköy Hurdacılar olarak, Bakırköy ve çevresindeki bölgelerde hurda bakır alımı konusunda uzmanız. Hurda bakırın farklı tiplerini kabul ediyoruz, bunlar arasında bakır kablolar, borular, levhalar ve daha birçok bakır ürünü bulunmaktadır.Hurda Demir Alımı: Aynı zamanda, hurda demir alımı konusunda da hizmet sunuyoruz. Hurda demirin geri dönüşümü, hem çevresel hem de ekonomik açıdan önemlidir. Biz de bu sürece katkı sağlıyoruz.Hurda Alüminyum Alımı: Hurda alüminyumun geri dönüşümü, çevre koruma açısından büyük önem taşır. Bakırköy Hurdacılar olarak, hurda alüminyum alımı konusunda da deneyimliyiz ve hurda alüminyumunuzu en iyi fiyatlarla değerlendirmenize yardımcı olabiliriz.Hurda Kablo Alımı: Eski veya kullanılmayan kabloların geri dönüşümü, hem çevre dostu hem de ekonomik bir uygulamadır. Hurda kablo alımı hizmetimiz sayesinde hurda kablolarınızı sorunsuzca satabilirsiniz.Neden Bizi Tercih Etmelisiniz?Deneyim ve Profesyonellik: Bakırköy Hurdacılar olarak, hurda alımı konusunda deneyime sahip ve profesyonel bir ekibiz.Rekabetçi Fiyatlar: Hurda malzemelerinizi en iyi fiyatlarla satmanızı sağlamak için adil ve rekabetçi fiyatlar sunuyoruz.Çevre Dostu: Hurda malzemelerin geri dönüşümü, çevre koruma açısından büyük önem taşır. Biz de bu sürece katkı sağlamaktan gurur duyuyoruz.Hızlı ve Güvenilir Hizmet: Hurda malzemelerinizi hızlı ve güvenilir bir şekilde alıyoruz.Eğer Bakırköy'de hurda bakır, hurda demir, hurda alüminyum veya hurda kablo satmak isterseniz, Bakırköy Hurdacılar olarak size yardımcı olmaktan mutluluk duyarız.https://www.hurdacifirma.com.tr/bakirkoy-hurdaci/

Best tours and travels in Madurai for your secure journey
Best tours and travels in Madurai for your secure journey

We have started the excellent tours and travels in Madurai for a safe and secure journey. When you have appointed the best travel agency in Madurai then you will be happy to back. Here you can fuel your soul with great travel and have an extraordinary experience with us.

https://www.tourstravelsinmadurai.in
ニューエラ ペット服 シャネル ディオール ペット首輪 リード 犬猫服
ニューエラ ペット服 シャネル ディオール ペット首輪 リード 犬猫服

ニューエラ ペット服 シャネル ディオール ペット首輪 リード 犬猫服 iPhone15シリーズとiPhone15 Proシリーズの発表が確実視されているイベント、「Wonderlust.」のロゴをモチーフにした壁紙をBasic Apple Guyが制作し公開しました。詳しく: https://iphone-mania.jp/news-550571/。 ご覧頂いて、igucu店は心から感謝しております。こちらは犬猫ペット服 パロディ レプリカ品 専売店 全国送料無料 コピー。自然風のプリントと高級感湧きていくデザインで、たくさんの人の好みに満たしました。そして、ペット物の首輪・リード・バンダナ・ベット ハイブランド バッグ 猫犬ペットグッズ 偽物 ベットアクセサリー コピーやカーシート豊富に用意されました!犬猫ペット春夏服ブランドなど人気通販 コピー!! ブランド ニューエラ ペット服柔らかい綿製素材で、ペットの肌を傷つけず、皮膚疾患を予防できる。毛まみれを避けるのために部屋着として使え、着やすいし、脱ぐのも簡単にできる、毛まみれを避けるのために部屋着として使え、着やすいします。春夏秋にぴったりの薄手の生地を使用し、快適な着心地と通気性に優れています。ブランド ペット服シャネルは伸縮性にも優れ、丁寧な縫製だから繰り返しのお洗濯にも型崩れしません。ペットの着脱を助けるのに便利です。ペットtシャツは愛犬と楽しい時を過ごして下さいね。お友達や親族にワンちゃんを飼っている方へのプレゼントとしてもとっても喜ばれます。自宅、お祝い、記念パーティー、制服、イベントなど、色々場合で使いやすいだ。 次に紹介するのはディオール ペット首輪 リード Dior丈夫な材料を使い、ボタンを押すとロックされます。わんちゃんが運動する際に、犬ハーネスが抜け落ちることも防止します。簡単に洗ったり干したりできます。暑い日の散歩も快適で安心です。ブランドペット首輪リードは長さの調整ができる犬用胴輪。ハーネスの幅は広めに作られています。カラダを触れる部分は柔らかくて、摩擦による痛みを防ぎ、動きも限制されません。軽量で丈夫な犬首輪とリードセットです。摩擦による痛みを防止でき、引っ張られても手を痛めません。 お散歩マナーのトレーニングに最適。犬を飼い始めた方へのプレゼントにもオススメ。 これからは続々とブランド 愛犬愛猫服 コピーパロデのィ・レプリカ品を載っています。こちらもバッグ、スマホケース、靴 、服、帽子、アクセサリー、ペット物などスーパーコピー品の最新情報が満載されています。 2023年春夏新作通販専売店です。是非お楽しみにwww.igucu.comへよこそう!!

Alaska Airlines Cancellation Policy
Alaska Airlines Cancellation Policy

As of my last knowledge update in September 2021, here is a general overview of Alaska Airlines' cancellation policy. Please note that airline policies can change, so it's essential to check the most up-to-date information on Alaska Airlines' official website or contact their customer service for specific details regarding your booking and any recent updates to their cancellation policy.24-Hour Risk-Free Cancellation:Alaska Airlines typically offers a 24-hour risk-free cancellation policy. If you book a ticket directly with Alaska Airlines and need to cancel it within 24 hours of booking, you can do so without incurring any cancellation fees. This policy applies as long as your departure is more than 24 hours away.

Disturbing Details Of R. Kelly's Relationship With Aaliyah Resurface In New Documentary
Disturbing Details Of R. Kelly's Relationship With Aaliyah Resurface In New Documentary

Ahead of the January 3rd premiere of Lifetime’s new documentary, Surviving R. Kelly, reports of  the defamed R&B star's marriage to late singer Aaliyah have resurfaced.R&B singer and producer R. Kelly secretly wed a then 15-year-old Aaliyah in 1994, the same year her solo album debuted. Kelly met Aaliyah at the age of 12 and produced music for her, three years later they tied the knot. Though Kelly denies reports, the press uncovered a marriage certificate.The marriage was reportedly annulled, but Kelly continues to deny their nuptials - claiming they were close friends. Aaliyah was tragically killed in a plane crash at the age of 22.Along with allegations of sexual misconduct by various women, the Lifetimedocumentary includes the testimony of a former backup singer that claims Kelly had sex with Aaliyah on a tour bus occupied by his entourage when she was only 15 and he was 27.For decades, Kelly has been accused of sexually abusing girls and women - often under the guise of helping them with a music career. In 2008, Kelly was acquitted of child pornography charges after a jury trial. Most recently, he was accused of imprisoning women in a sex cult.Kelly continues to release music and perform concerts across the country, though mounting sexual assault allegations have diminished his popularity. In September, a concert at Madison Square Garden’s Hulu Theater was canceled. Though reps claimed it was due to inclement weather, low ticket sales may have also played a factor.I cover the entertainment industry from a much-needed feminist perspective. I am here to disrupt the narrative. I wrote, produced and directed a short film about domestic violence and sexual assault based on my life. 

Saudi Arabia to notify women of divorce by text message
Saudi Arabia to notify women of divorce by text message

Saudi Arabia courts will notify women by text message when they get a divorce, in a new regulation that took effect Sunday....official said.Women in the kingdom will be able to view documents related to the termination of their marriage contracts through the ministry's website.The move comes as Crown Prince Mohammed bin Salman, the de facto ruler spearheads a liberalisation drive in the conservative kingdom, which has some of the world's toughest restrictions on women.

Four Top African Airlines to Take On Ethiopian Airlines
Four Top African Airlines to Take On Ethiopian Airlines

Air Mauritius, South African Airways, RwandAir and Kenya Airways hope to use the alliance to achieve the "much-needed economies of scale" which would accord them improved efficiency and collaborations, Four African airlines plan to launch the first African Civil Aviation Alliance before March 2019, to break the stranglehold of Ethiopian Airlines on the continent and boost

INVESTIGATION: Government agencies hiding details of N20trn stamp duty revenue
INVESTIGATION: Government agencies hiding details of N20trn stamp duty revenue

Details of the revenues from stamp duties estimated at N20 trillion still remains opaque as the federal agencies involved in the collection have refused to provide information, despite the  freedom of information (FOI) request filed by The ICIR.A stamp duty is the tax placed on legal documents, usually in the transfer of assets or property.The FOI request was sent on July 31 on behalf of LeaksNG to the Central Bank of Nigeria (CBN), office of the secretary to the government of the federation (OSGF), Nigerian Postal Service (NIPOST), and the Nigeria Inter-Bank Settlement System (NIBSS) PLC.Information requested were a report of stamp duty remittances by Deposit Money Banks and other financial institutions, the current status of the stamp duty central account domiciled in the CBN, stamp duty revenue remitted to the CBN by NIBSS between 2016 and 2017, amount of revenue collected by NIPOST between 2010 and 2016 and so on.Two months after the requests were made, on September 26, letters of reminder were sent to the various offices but none of the institutions had fulfilled its legal obligations by providing the information as of the time this report was filed.While NIPOST and NIBSS have not bothered to respond at all, others gave excuses for their inability to oblige.DIFFERENT REASONS, SAME CONCLUSIONOf all the five agencies that received inquiries, three responded, but sidestepped the responsibility to disclose information. The OSGF, in its reply dated August 9, 2018, said it had referred the FOI application to the Federal Inland Revenue Service (FIRS), which according to it is better positioned to provide answers.“After a careful review of the application,” wrote J.O. Obule, acting legal adviser to the secretary, “the Office is of the view that the Federal Inland Revenue Service (FIRS) has a greater interest and is the custodian of the information sought and therefore would be in a better position to provide same.”“Please be informed that your application has been referred to the FIRS accordingly and you are advised to deal with it directly.”FIRS would later shift responsibility to Nigerian Postal Service (NIPOST).In a letter dated November 5 and signed by Ike Odume, FIRS director of legal services, the agency wrote: “The Legal Service Department of the FIRS received a letter from the International Centre for Investigative Reporting dated 26th September 2018 requesting for details for Stamp Duties recovered from NIPOST. We regret to inform you that FIRS does not collect Stamp Duties from NIPOST.“Therefore we ask that the above request be directed to NIPOST.”NIPOST is yet to respond to similar inquiries.The CBN replied on November 6 and, in the letter signed by R.J. Monguno of the corporate secretariat, the bank said it could not provide the information sought as the matter is the subject “of a suit before the Supreme Court of Nigeria and is therefore subjudice”.The court action referenced in this letter is yet unclear.SECRECY, ‘FRAUD’ MAR NIGERIA’S POTENTIAL GOLDMINEThe status of unremitted revenue from stamp duties said to have run into several trillions of naira over the years, has been shrouded in secrecy.In November 2017, the Senate kick-started a probe into the allegation that stamp duties revenue which accumulated over a period of five years and is valued at over N20 trillion has not been paid into the federation account.Following a motion raised by John Owan Enoh, senator representing Cross River central, the committees on finance and banking, insurance and other financial institutions were instructed to investigate the scandal and report back within a period of eight weeks.The School of Banking Honours (SBH) is the consultancy agent authorised in October 2017 by the federal government, alongside the International Investment Law and Arbitration, to recover stamp duty revenue that has not been remitted.It raised alarm in March that the NIBSS had been uncooperative so far in SBH’s efforts to recover unremitted stamp duty revenue of about $53.3 billion (N19.4 trillion) borne out of inter-bank electronic transactions.According to Tola Adekoya, SBH’s project consultant and chief executive officer, N7.719 trillion was due in 2015 as accumulated yet unremitted revenue to the federal and state governments. In total, he said, the funds are about N20 trillion, out of which not up to one percent has been remitted appropriately.He also said the presidency, through the office of the secretary to the government, had ordered the CBN to cooperate with SBH in implementing its mandate. However, NIBSS has refused on multiple occasions to grant access to data of relevant inter-bank transactions that passed through its central switch.“We served the demand notice because NIBSS is the agent of banks that handles their transactions,” Adekoya said.“Banks don’t have any power over NIBSS, once they ascertain a liability, they debit the banks immediately and that is why NIBSS is going to be a strategic partner in recovering the unremitted stamp duty revenue. It was indicated in the first paragraph of the letter sent to CBN and NIBSS that we should commence with NIBSS and that is what we are doing. We are following due process.”According to its website, the NIBSS “was incorporated in 1993 and is owned by all licensed banks including the CBN.” It manages inter-bank payments so as to remove bottlenecks characteristic of fund transfers and operates the Nigeria Automated Clearing System (NACS).The NIBSS board “is composed of the Deputy Governor (Operations) of the Central Bank of Nigeria as the Chairman, representatives of Banks as Directors, Executive Directors and the Managing Director/CEO, who heads Executive Management group of the organisation”.In October 2017, the house of representatives committee on telecommunications, summoned Kemi Adeosun, former finance minister, Godwin Emefiele, governor of the CBN, and Adebisi Adegbuyi, post-master general of NIPOST, to provide explanations on why billions generated from stamp duty charges were kept in commercial banks and the CBN.The committee’s resolution was triggered by the revelations by Zhigun Usman, who is NIPOST’s director of finance and investment, who said N13.4 billion had been deposited to the CBN by commercial banks.Usman had, however, added that the figure is suspect as the banks’ remittances oddly increased geometrically after NIPOST announced plans to audit the accounts.The controversy as to who is responsible for what and the fate of revenue generated so far has been on for years. In February 2016, the Revenue Mobilisation, Allocation and Fiscal Commission (RMAFC) had to wade in to strike an agreement between the competing forces on access to a revenue account estimated to attract over N2.5 trillion annually.Moreover, in which authority the control of stamp duty funds resides has also been a contentious matter, especially between the Federal Inland Revenue Service (FIRS) and the Nigeria Postal Services (NIPOST). While FIRS has claimed stamp duties collection as part of its statutory functions, NIPOST appears to disagree.Ike Odume, FIRS’s director, legal services, has described a controversial bill to amend provisions of the Stamp Duties Act as an attempt to usurp its duties. According to him, the Act as it exists is a tax legislation which has nothing to do with NIPOST.The postmaster-general of the federation, however, said, in his submission, that the amendment is crucial because the law has become old-fashioned and that NIPOST is only requesting for permission to sell stamps, either manually or electronically.“We are seeking the amendment of the Act to include the sale of a postage stamp. We are not collecting the tax. It is in the interest of Nigeria to draw a line between duty and stamp. We want to sell our stamp,” Adegbuyi said.Between December 2016 and January 2017, NIPOST put out adverts for forensic auditors to peruse bank records in an attempt to confirm the compliance level of banks when it comes to remittances. But, as gathered by Punch, the postal service had to ditch its plan after the CBN said it could use its supervisory powers to achieve similar results.NIBSS DENIES RESPONSIBILITYSamuel Oluyemi, NIBSS’ deputy general manager of corporate services, in an interview with  TheCable, said despite claims to the contrary by the SBH, the NIBSS is not attempting to prevent the federal government from realising the full potentials of the Stamp Duties Act.He explained this is because the company is neither in possession of any revenue accruing from stamp duties nor is aware of how much being collected under the scheme. NIBSS jurisdiction does not cover anything having to do with stamps or cheques, he said.He also revealed that there is no mechanism presently in place to track how much each bank is collecting and that banks charge the duty at their own discretion as not even all of them make the necessary deductions.He recommended that the enabling act for the collection of stamp duty is reviewed to specify what should be collected.GOVERNORS’ FORUM DECLINES COMMENTWhen he was contacted by The ICIR, Abulrazaque Bello-Barkindo, who is the public affairs head at the Nigerian Governors’ Forum secretariat, insisted the forum cannot comment on the subject “at the moment because the case is subjudice”. He declined to shed light on what the litigation is about or who the parties are.“There is post office interest, there is governors’ interest, so we are not talking about it until the case is adjudicated on,” he explained.He was also asked whether a report had been submitted by the three-man committee established by the NGF, in April, and headed by Ibikunle Amosun, governor of Ogun state, which was mandated to investigate the allegations of non-remittance. “No, they have not,” he replied.“As a matter of fact, there has not been any meeting regarding that up till now. The governor has been very busy, and we have not had it on the agenda for the last four, five meetings.”The committee had been given one week to submit its findings to the forum. NGF’s concern regarding the unexplained non-remittance of the bulk of the duty arises as a result of the percentage guaranteed to flow to the thirty-six states.With the current sharing formula, while the federal government takes the lion’s share of 52.68 percent from the federation account, the state governments collectively gets 26.72 per cent and the country’s 774 local governments get 20.6 percent.Adebisi Adegbuyi, postmaster-general of NIPOST, did not answer calls and has not responded to text messages asking, among other questions, if the postal office still intends conducting an independent audit of bank records.

2019 election: How votes will be collated – INEC
2019 election: How votes will be collated – INEC

The Independent National Electoral Commission (INEC) has said that it would only do a nationwide pilot electronic transmission (e-collation) of results in the forthcoming general elections.INEC Chairman, Prof. Mahmood Yakubu, disclosed this in his opening remarks at the Commission’s regular quarterly meeting with the media on Tuesday in Abuja.He said that for the Commission to do full electronic transmission of results, there must be a backing law for that.“The Commission is also aware of the interest expressed by the media to learn more about the commission’s electronic results transmission process, including its backend processes.“This meeting will include a presentation on the pilot we carried out in some of the off-season elections conducted by the Commission,” he said.Yakubu urged media organisations to sensitise registered voters yet to collect their Permanent Voter Cards (PVCs) to do so, in order for them to be able to participate in the forthcoming general elections.He re-emphasised that the commission would not create additional polling units for 2019 elections, other than units created for the 2015 general elections.“No new polling unit has been created and none will be created before the 2019 general elections,” he said.The INEC chairman appealed to the media to partner with INEC in tackling the worrisome issue of vote buying which the commission had been working to address.“We appeal to the media to continue to partner with the Commission by making information available to us while we work with the security agencies to deal with the violators of our electoral laws.“These include those who may be trying to compromise our staff responsible for making the PVCs available for collection by legitimate voters.“We understand that some actors have been going round hunting for our staff responsible for the distribution of PVCs. We are aware of this and we are ahead of them, “ he said.Answering questions on plans to introduce the rolling and flattening of ballot papers by voters as part of measures to address vote buying, Yakubu said that plans were in place to ensure that it did not lead to increased voided votes.“The first one is the quality of the ink. You know you have quick dry ink and the certain type of ink that immediately you thumbprint it spreads.“We are committed to ensuring that we get the right type of quality,’’ he said.He said that the initial folding would be done by the electoral officer, and folding it from the top (the ballot paper), it could not spread on the columns for political party on the paper.He added that as the elections approaches, the commission was working to finalise its guidelines for the 2019 general elections.The chairman also said that the Commission was committed to effective training of its ad hoc staff for the success of the elections.He re-emphasised that the commission would not create additional polling units for 2019 elections, other than units created for the 2015 general elections.“No new polling unit has been created and none will be created before the 2019 general elections,” he said.The INEC chairman appealed to the media to partner with INEC in tackling the worrisome issue of vote buying which the commission had been working to address.“We appeal to the media to continue to partner with the Commission by making information available to us while we work with the security agencies to deal with the violators of our electoral laws.“These include those who may be trying to compromise our staff responsible for making the PVCs available for collection by legitimate voters.“We understand that some actors have been going round hunting for our staff responsible for the distribution of PVCs. We are aware of this and we are ahead of them, “ he said.Answering questions on plans to introduce the rolling and flattening of ballot papers by voters as part of measures to address vote buying, Yakubu said that plans were in place to ensure that it did not lead to increased voided votes.“The first one is the quality of the ink. You know you have quick dry ink and the certain type of ink that immediately you thumbprint it spreads.“We are committed to ensuring that we get the right type of quality,’’ he said.He said that the initial folding would be done by the electoral officer, and folding it from the top (the ballot paper), it could not spread on the columns for political party on the paper.He added that as the elections approaches, the commission was working to finalise its guidelines for the 2019 general elections.The chairman also said that the Commission was committed to effective training of its ad hoc staff for the success of the elections.

New Minimum Wage: Buhari appoints technical advisory committee [See list of members]
New Minimum Wage: Buhari appoints technical advisory committee [See list of members]

President Muhammadu Buhari on Wednesday appointed Bismarck Rewane as head of the newly inaugurated Technical Advisory Committee on the implementation of a National Minimum Wage.The president disclosed this while inaugurating the committee before the commencement of the Federal Executive Council meeting at the Council Chamber of the Presidential Villa Abuja.He said that the inaugurated technical committee will be chaired by an economist and financial expert, Mr. Bismarck Rewane with other experienced economists and administrators from the private sector working together with all the relevant officials of government.He said, “This is why I constituted the Tripartite Committee of Government, Organized Private Sector and Labour to consider the National Minimum Wage and make recommendations to Government for its upward review.“That Committee has since submitted its report with some recommendations. We are currently working on the final steps that will lead to the submission of a National Minimum Wage Amendment Bill to the National Assembly.“I want to make it clear that there is no question about whether the National Minimum Wage will be reviewed upwards. I am committed to a review of the Minimum Wage.“Also, it is important to explain that even though the subject of a National Minimum Wage is in the Exclusive Legislative List, we have been meeting with the State Governors because it is imperative that the Federal Government carries the State Governments along in determining any upward review of the minimum wage for workers.“This is especially necessary considering the prevailing public sector revenue challenges, which have made it extremely difficult for some of the governments to pay workers as and when due.“As you know we, at the Federal level, have made adequate provision for the increase in the Minimum Wage in our 2019 Budget proposals which we submitted to the National Assembly. Therefore, we will be able to meet the additional costs that will be incurred in moving up all personnel who are currently earning below the new minimum wage.“However, we anticipate that after the new minimum wage has been passed into law we will be going into negotiations for salary review for all the workers who are already earning above the new minimum wage. It is therefore important that we are properly prepared to meet these demands.“We must, therefore, look at ways of implementing these consequential wage adjustments in a manner that does not have adverse effects on our national development plans, as laid out in the Economic Recovery and Growth Plan (ERGP). The ERGP sets appropriate targets for levels of Capital Expenditure, Public Debt, Inflation, Employment, etc.“It is absolutely important that the implementation of a new minimum wage does not adversely affect these targets, and thereby erode the envisaged gains for the workers.“It is against this background that I have set up a Technical Committee to advise Government on how best to fund, in a sustained manner, the additional costs that will arise from the implementation of the consequential increases in salaries and allowances for workers currently earning above the new minimum wage,” he said.He enumerated the terms of reference for the committee to include develop, and advise government on how to successfully bring about a smooth implementation of impending wage increases and identify new revenue sources, and areas of existing expenditure from where some savings could be made in order to fund the wage increases without adversely impacting the nation’s development goals as set out in the Economic Recovery and Growth Plan.Others are to, “propose a work plan and modalities for the implementation of the salary increases, any other suggestions that will assist in the implementation of this, and future wage increases.“Given the urgency of this exercise, the Committee is expected to complete its deliberations and submit its report and recommendations within one month today.“It is now my pleasure to formally inaugurate the Technical Advisory Committee on the Implementation of an Increase in the National Minimum Wage.”Others in the committee are former Chairman of the Federal Inland Revenue Service, Dr Babatunde Fowler, ex-FIRS boss, Mrs. Ifueko Omoigui-Okauru, Dr Ayo Teriba, Chief Executive Officer among other and Prof. Akpan Ekpo.From the public sector are: Chairman FIRS, Dr Babatunde Fowler, Director General of Budget Office, Ben Akabueze, who is the secretary of the committee, representative of the Nigeria Governors Forum (NGF), Chairman of the National Salaries, Incomes and Wages Commission, Richard Egbule, Permanent Secretary, Service Welfare Office of the Head of Service of the Federation, Mrs. Didi Walson-Jack, Permanent Secretary General Service Office, Office of the Secretary to the Government of the Federation, Olusegun Adekunle, Permanent Secretary Ministry of Finance, Dr. Mahmoud Isa-Dutse, Permanent Secretary Ministry of Budget and National Planning, Olajide Odewale, Permanent Secretary Ministry of Labour Mrs. Ibukun Odusote, and Solicitor General Of the Federation and Permanent Secretary ministry of Justice Mr. Dayo Apata.Others are Special Adviser to the President on Economic Matters, office of the Vice President, Dr. Adeyemi Dipeolu, Deputy Governor of the Central Bank of Nigeria, Economic Policy Dr. Joseph Nnanna, Accountant General of the Federation, Ahmed Idris, Director General Debt Management Officer, Ms. Patience Oniaga, Director General National Institute of Social and Economic Research, Dr. Folarin Gbadebo-Smith, Statistician General, National Bureau of Statistics, Dr. Yemi Kale, Mrs. Aisha Hamad, Mamman Garba and Tunde Lawal.The committee has a month to complete and submit its report.

47 years after: Hope rises on Bodo-Bonny Bridge project
47 years after: Hope rises on Bodo-Bonny Bridge project

Inaugured more than 47 years ago, the multibillion-naira Bodo-Bonny bridge project in Rivers has suffered series of setbacks due to funding challenges, concerned citizens observe.The project, targeted at easing transportation problems of Bonny community and its environs, would be the first link road to the island.The island, hosting the Nigeria Liquefied Natural Gas (NLNG) and other oil companies has boats and helicopters as the only means of transportation.Angered by the heaps of yams and toiletries seen awaiting transportation to Bonny Island through boats, the Minister of Power, Works and Housing, Mr Babatunde Fashola pledged that the long abandoned project would be undertaken by President Muhammadu Buhari administration.He said that the project had suffered several challenges over the years, observing that the contractor had abandoned the site because it was not funded.Fashola said that the Federal Government had made provision to finance the project in partnership with NLNG in the 2017 budget proposal.It was on this backdrop that the Federal Government signed a tripartite agreement of N120 billion with NLNG and Julius Berger Nigeria Plc. for the construction of Bonny-Bodo bridge.At the MoU signing ceremony, NLNG offered to pay 50 per cent of the total cost of the project while the Federal Government will take responsibility of the remaining 50 per cent.Julius Berger was therefore mobilised to begin work on the project but recorded another setback following attack on its facilities by communities along the corridor of the project.Fashola expressed dismay over reported cases of attack on the facilities of the contractor that resulted in the withdrawal of its workers from the site.The minister, at a meeting with representatives of communities along the corridor of the project and officials of Julius Berger then issued two weeks ultimatum to the communities to resolve their differences.He said the Federal Government could not afford to keep money down, adding that the contractor had received its first mobilization."It took time to beg NLNG to release money for the project, so, if you don't take ownership of it and put it to use, then, we might as well tell them to take their money back."We need to have a position within two weeks for MoU of compromise to be signed, assuring us that there will be peace in that place."You must invite the contractor back to site and ensure that you suggest to them anything you want the contractor to do because you can't take over their business," he said.Fashola said that the commencement of the project was conceived by the Federal Government within the context of agitation for better quality of live in the Niger Delta region."I am sad to hear that the contractor is being attacked, his property in Gitto yard being vandalised, topographic survey and other works being stopped in your communities."My sense is that if a major Federal Government project is coming to your area, you put your differences aside particularly for the fact that the project is a potential live changing assets,'' he cautioned the residents.Prof. Jasper Jumbo, the Traditional Head, Jumbo House, Bonny, blamed the attack on Julius Berger facilities to the failure of the company to consult Jumbo Major House before the commencement of the project."I have not seen Julius Berger since the project was inaugurated, I have not seen the design, I don't know where the road alignment will go through and it will go through my land."We want to know our stake in this project that God has brought for us; we want to know the local content of the project,'' he said.Chief Abel Attoni, the Palace Secretary, Bonny Kingdom said that the kingdom was not aware of any attack on the facilities of the contractor.He pledged the commitment of the kingdom to support the project, explaining that a committee had been constituted to interface with the contractor to ensure smooth execution of the project.Mr Johnson Fadire, the Federal Controller of Works, Rivers, said that the 17-man peace committee set up by the minister to ensure smooth execution of the project was doing its best and had been meeting on monthly basisHe said that the 39-kilometre Bodo-Bonny bridge project slated for completion in 2022 was currently four per cent completed from Bodo axis.He attributed the achievements recorded in the project to the fact that compensation had been paid in the Bodo axis where work was currently going on." When the contractor started the work, it was agreed that the project will commence simultaneously on both Bodo and Bonny axis because it is being funded by the Federal Government and NLNG."The idea is to satisfy NLNG since its operational base is in Bonny but the agreement could not hold because the communities on Bonny axis have yet to be compensated."Before we can do any work from Bonny axis, we must demolish some houses and if we choose to start in the green areas, we equally have a lot of economic crops."The people are not happy with us and I have received several letters from the paramount ruler of Bonny in this regard,'' he said.He, therefore, called for urgent intervention of the Federal Government to resolve the compensation issues and equally start work from Bonny axis.Fadire alleged that other problem facing the execution of the project was that the communities had been very hostile to the contractors in their request."We are having very big problems with the communities; they have been very hostile and rigid in their request and this is negatively affecting pace of work on the project'', he said.Mr Mustapha Shehuri, the Minister of State for Power, Works and Housing, called on communities along the corridor of the project to cooperate with the contractor.Shehuri said that the call was to ensure speedy completion of the project and ease the sufferings of residents of the communities.He expressed satisfaction with the quality and pace of work by the contractor, Julius Berger Nigeria Plc.The minister said that the communities had over the years yearned for the project under the various past government administrations but never came to fruitful."The present administration has taken interest in constructing the bridge because it feels that the people deserve it."Now that work has started on the project, I am using this medium to appeal to the communities to cooperate and appreciate the project because they are the major beneficiaries."We must embrace development because that is the only way government can be attracted to projects like this'', he said.Shehuri said that the ministry was doing its best to ensure that issues of compensation on Bonny axis as well as communities between Bonny and Bodo were resolved.

Onnoghen: A Justice in the Eye of the Law
Onnoghen: A Justice in the Eye of the Law

Except the unintended shows up, the stage is set for the arraignment of the Chief Justice of Nigeria (CJN), Justice Walter Samuel Onnoghen at the Code of Conduct Tribunal (CCT) tomorrow over allegations of false declaration of assets.A statement by Ibraheem Al-Hassan, Head, Press & Public Relations at the CCT yesterday in Abuja, stated that “The Code of Conduct Tribunal has scheduled Monday, 14th of January for the commencement of trial against current Chief Justice of Nigeria, Hon Justice Onnoghen Nkanu Walter Samuel for alleged non declaration of asset.“This was consequent to application filed by the Code of Conduct Bureau to the CCT Chairman yesterday for the trial to commence against the Chief Justice of Nigeria on six count charges.”A civil society group, Anti-Corruption and Research Based Data Initiative (ARDI), was reported by TheCable, an online news portal, as having launched the legal move against Onnoghen through a petition to the Code of Conduct Bureau (CCB), listing a number of allegations against him, chiefly false declaration of assets.In the petition dated January 7, 2019, the group accused Onnoghen of owning “sundry accounts, primarily funded through cash deposits made by himself up to as recently as 10th August 2016, which appear to have been run in a manner inconsistent with financial transparency and the code of conduct for public officials”.For instance, the group said Onnoghen made five different cash deposits of $10,000 each on March 8, 2011, into Standard Chartered Bank Account 1062650; two separate cash deposits of $5000 each followed by four cash deposits of $10,000 each on June 7, 2011; another set of five separate cash deposits of $10,000 each on June 27, 2011, and four more cash deposits of $10,000 each the following day.In addition, the group noted that Onnoghen did not declare his assets immediately after taking office, contrary to section 15 (1) of Code of Conduct Bureau and Tribunal Act; and that he did not comply with the constitutional requirement for public servants to declare their assets every four years during their career.The group further noted that his Code of Conduct Bureau Forms (Form CCB 1) for 2014 and 2016 were dated and filed on the same day and the acknowledgement slips were issued for both on December 14, 2016 — at which point, they said, Onnoghen had become the CJN, having assumed office on March 6, 2017.Although section 3 (e) of the Third Schedule (part 1) of the 1999 constitution, provides that the Code of Conduct Bureau shall “receive complaints about non-compliance with or breach of the provisions of the Code of Conduct or any law in relation thereto, investigate the complaint and, where appropriate, refer such matters to the Code of Conduct Tribunal”, however, since officers of the law are meant to be disciplined by the National Judicial Commission (NJC), the possibility that the CCB would refer this particular case to the CCT is unlikely even if the allegations were found to be trueWhat is likely to happen is that it might have to refer it to the NJC, which is chaired, incidentally, by Onnoghen. But at this point, he would have to excuse himself from the process, even though no CJN has been tried before apart from the arrest of some justices.Interestingly, since the news of the move to probe Onnoghen came to the fore, it has been seen from different angles by different people, depending on which side the individual is speaking from.There are those, for instance, who contend that the timing was first not right and that putting the CJN in such an obnoxious corner a few weeks to the general election, could mean stoking a needless constitutional row, with staggering insinuations about compromise or refusal to play ball.The thinking in the opposition is that because the ruling party has seen that Onnoghen was not one to play balls with the ruling party on election matters and that should he remain in office till the time of the election, then presidential election cases might suffer terrible blow in court, because he would not tag along with them.Already, the opposition has begun to drop the name of one Dennis Aghanya, who is said to be the author of the petition against Onnoghen, saying he was President Muhammadu Buhari’s media aide and former National Publicity Secretary of the defunct CPC.This school however contended that the CCT could not try the CJN, because according to it, by virtue of the judgment of the Court of Appeal in respect of the case of Justice of Justice Hyeladzira Nganjiwa of the Federal High Court, any serving judicial officer could not be tried by the Code of Conduct tribunal or even court, until the NJC had dealt with the matter.To that extent, this school contended that it was based on the judgment that the CCT discontinued the trial of a Supreme Court justice, Sylvester Ngwuta, who also was being tried for alleged false declaration of assets.It is argued that it was in lieu of this that the Federal High Court once struck out money laundering charges against the Supreme Court justices.There was yet another viewpoint, which argued that since the infraction committed by Onnoghen was constitutional, the politicisation of the argument was doing injustice to the constitution and other extant laws of the land, which forbid any public office holder from concealing their worth as part of the condition for such office.Those in this school maintained that the argument about timing and compromise were being economical with the truth especially, since the presidential election has always been won and lost at the polls and not in court.This group therefore maintained the position that dealing with constitutional infractions was an action that considered time as being of the essence and not such timing, which is being considered politically discomforting. Whether or not it was election period, the position was that there is a situation that must be addressed pronto.In the final analysis, the ongoing move to try Onnoghen might have presented itself as a good test case for the constitution and the laws of the land, because after all, the President of the Senate, Dr. Bukola Saraki went through similar experience and came out unscathed.Indeed, that the CJN would be taken through the curve of trial over allegation that could impugn his integrity and that of the judiciary as an institution could be considered a good bet for the development of the nation’s legal system and nation-building in general.However, attempt to truly politicise this and vindicate the opposition would definitely backfire, the result of which would be dastardly for the ruling party and put to context, the political definition of the timing of the trial.

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